Forever Mindful of Saving those extra pennies

Forever Mindful of Saving those extra pennies

Every Day Ways to Save Money (Part I):

When you think about it, there are a good many ways to save those precious pennies. Some ways will require some sacrifice, while others will require little before thought.

The point is to be forever mindful of saving those extra pennies and before you know it, you will have saved up a tidy sum.

  • Spend less money than you earn each week.
  • Seek out a higher paying job.
  • Keep your job skills sharp and up-to-date so that when a new opportunity comes up, you will be on your toes and first in line.
  • Adjust your lifestyle to always spend a bit less.
  • Create a firm financial budget to encourage saving.
  • If you must use credit cards/cut up those you can do without.
  • If you must use credit cards, pay them all down in full each month.
  • If you have credit card debt at high rates, consolidate at once.
  • Lower your expenses, one by one.
  • Stop purchasing items that you can do without.
  • Forego purchasing non-essential items.
  • Find cheaper insurance rates/then switch over.
  • Use coupons to shop with.
  • Wait for things to first go on sale before buying.
  • Don’t buy an item just because it is on sale.
  • Buy generic or non-name brand merchandise as much as possible.
  • Wait for prices to fall to a discounted rate before buying.
  • Reward yourself for saving money. Enjoy as your debt shrinks and your investments grow.
  • Drive used cars or leases rather than brand new cars.
  • Reduce your auto insurance.
  • Don’t eat out as much as you’d like to.
  • If you do eat out, buy gift certificates for half price meals.
  • Buy only discount magazines.
  • Do more stay in activities at home.
  • Invest the money you save to earn even more.
  • Create a plan to save $200 each month (as much as you can manage.)
  • Never miss the monthly savings payment to yourself and try to find ways to increase it.
  • Don’t spend money just because you have it.
  • Look into getting a better quality education.
  • Stay very busy – you will have less time to spend money.
  • Find an interesting hobby to occupy your time and stop you from spending money.
  • Find a hobby that you can turn into earnings.
  • Stop smoking and bank the savings.
  • Go on a sensible diet and lose weight. You will save money on food, look and feel better, and your long-term healthcare costs should fall dramatically.
  • Learn how to manage your finances by reading financial publications.
  • Increase the amount of money you earn through a second job, promotion, new job, investments, etc.
  • Don’t try to compete with your friends and neighbors. Be satisfied with what you have.
  • Don’t compare yourself to your friends and neighbors. Be happy being you.
  • Sell your car and take the bus to work if you can.
  • Buy Dental Insurance before you need it.
  • Buy Health Insurance before you need it.
  • Paying down your debt is also a way to save money (it saves you from a debt payment and brings you closer to having money to invest).
  • Switch to lower your telephone bill.
  • Lower your cable bill by deleting pay channels or switch to satellite.
  • Practice restraint at all times.
  • Be patient when bargain shopping.
  • Start saving money today!
  • Don’t give up — put just $10 aside, today!

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14 Comments

  1. Very good ideas to save money. I would prefer to INCREASE my income and spend as much as I want. What do you suggest?

    • Your are 100% correct Evans. Register now, its free and see your income grow and grow and grow. So you can spend as much as you want.
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  2. This was a great article! Always being mindful of our spending should be a priority for us all! I like how the article goes into how to save money here and there. Also, it really doesn’t talk to one crowd; It hits all three classes. No matter how much money we have, we are losing it if we don’t invest it and shop smarter. I feel as if I’ve been reminded of how important it is NOT to be impulsive. Thank you for this article, it really hit home!

  3. As I told you I’ve opted for the idea of increase income so i’m in. hope that my income will increase soon.
    Thanks for the free gifts.. Send me some more please. Thanking you in advance.
    You are a genius my friend.

  4. Mr Usiba its good to let you know that I have put one of your ideas in practice. My children love it much. Thank you sir.

  5. Dear Sir, great tips. I will put one of them in practice today. The one to earn more money. lol

  6. Yes Alexandra, children education is priority today. And No worries about your free giveaways. it will be in your inbox today.

  7. Mr Usiba your methods are very thoughtful indeed. I will surely give it a try, specially preparing my children with this good mindset.

  8. What you wrote above all leads to money attraction. If everything in your list is followed carefully anybody will see money coming back and will be free of debts. Thank you sharing this people.

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